Retirement Planning for Teachers
Retired Educators Association of Massachusetts

Windfall Elimination Provision

Will receive greatly reduced percentage of what you are entitled to in Social Security unless:

  • + Eligible to retire prior to January of 1986
  • + Have 30 years of substantial earnings.
  • + You are eligible for Medicare
  • + WE ALL MUST HELP TO REPEAL OF THE WEP/GPO

The Windfall Elimination Provision affects teachers who expect to collect a Social Security benefit based on earnings in the Social Security System, unless they were eligible to retire before January 1, 1986. Eligibility for retirement for pre-1978 teachers is 20 years of creditable service or age 55. To determine eligibility, contact the retirement board.

Source: www.mass.gov/mtrs
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