Creditable Services

For more complete information about the various types of creditable service, look at the MTRS website at mass.gov/mtrs. Forms to purchase service can be downloaded from the website or obtained by calling the MTRS at (617) 679-6877 in Boston or (413) 784-1711 in Springfield.

Buying Back Creditable Service

• + Use Pre-Tax vs. After Tax dollars from your 403 B/ 457/IRA
• + Buying back from other states
• + Buying back overseas.
      (You must have 10 years teaching in MA to buy back from other states and overseas)

Forms of Creditable Service

• + Regular Service
• + Out of State Public School Teaching Service up to 10 years
• + Substitute, temporary, part time teaching or tutoring
• + Maternity prior to January, 1975
• + Any unpaid leave of absence--1 month
• + Non-Public School Service--prior to 1973 up to 10 years
• + Military service
• + Peace Corps service
• + Work done in any state, county, municipality, as long as not while you are teaching
• + Part of a year counts